Financial Performance 00 01 02 03 04 Return on average total assets (%) 12 10 8 6 4 2 0 00 01 02 03 04 Funding of assets (R millions) 7 000 6 000 5 000 4 000 3 000 2 000 1 000 0 00 01 02 03 04 Productivity of assets (Assets per R1 000 turnover) 800 700 600 500 400 300 200 100 0 00 01 02 03 04 People productivity (Value ratio) 1,6 1,4 1,2 1,0 0,8 0,6 0,4 0,2 0 00 01 02 03 04 Creation of value (R millions) 3 000 2 500 2 000 1 500 1 000 500 0 Non-interest bearing debt Borrowings Permanent capital